MUMBAI:
SBI offers EMI facility for its customers using SBI debit card in order to purchase consumer durables from merchant stores by swiping their cards at POS. They can also avail this facility while buying online via e-commerce portals such as Amazon & Flipkart through SBI debit card.
Features & benefits:
Zero processing fee
Zero documentation & instant disbursal
No blocking of Savings account balance
A Standing Instruction equivalent to the monthly instalment amount will be set up on customers’ savings bank account automatically upon availing this facility.
Customers can avail Debit Card EMI & Online EMI using the following steps:
Loan amount and interest rate: Customers can avail the loan ranging from Rs. 8000 to Rs. 1 lakh at an effective interest rate of 2 year MCLR + 7.50% which is 14.70% at present Loan tenure – Flexible tenure options of 6/9/12/18 months
Eligibility – Customers can check their eligibility by sending DCEMI to 567676 from their registered mobile no. with the bank
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